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American Express Credit Card - www.americanexpress.co.uk

American Express Background

American Express is a global travel, financial and network services provider. Founded in 1850, the Company serves individuals with charge and credit cards, Travelers Cheques and other stored value products. It also offers financial planning, brokerage services, mutual funds, insurance and other investment products. Through its family of Corporate Card services, American Express helps companies and institutions manage their travel, entertainment and purchasing expenses. It provides investment management services and administers pension and other employee benefit plans.

American Express (www.americanexpress.co.uk) - Company also offers accounting and tax preparation services to small businesses, and financial education services to employees at their places of work. As the world's largest travel agency, American Express offers travel and related consulting services to individuals and corporations around the globe. The Company also provides banking services to wealthy individuals, retail customers, corporations and financial institutions outside the United States.

The following is extracted from Americans Expresses website (www.amex.com) and concerns privacy:

"What is American Express' policy on making marketing offers to American Express Cardmembers?

A: Since 1974, American Express has provided cardmembers with information about how we develop marketing offers as well as how to opt out of these offers. The marketing programs are developed under strict conditions designed to safeguard the privacy of cardmembers' information.

Cardmembers who no longer wish to receive these offers or information on cardmember benefits may select from options to have their names suppressed for direct mail, telemarketing or e-mail offers. A convenient postage-paid form is included annually in the billing statement envelope to facilitate the opt out choice from direct mail and telemarketing offers. Or cardmembers may call 1-800-297-8378, 24-hours, 7 days a week. To opt out of e-mail offers, the Internet Privacy Statement provides a quick and easy way to select your online marketing preferences.

Q: What is the American Express Internet Privacy Statement?

A: The American Express Internet Privacy Statement applies the American Express Customer Privacy Principles to our online customers. The Statement describes what information American Express collects; how it is used; how to contact customer service; and the security safeguards for protecting the personal information provided by those who browse the Web site or become customers of American Express. It also provides an easy way for customers to set their preferences for receiving e-mail marketing offers.

Does American Express use "cookies"?

A: We may use a "cookie" to enable the American Express server to recognize you as a registered American Express online service user when you reenter our site. A cookie is a small string of text that a Web site can send to your browser. Web sites use cookies to enhance the user’s visit. A cookie cannot retrieve any other data from your hard drive, pass on computer viruses, or capture your e-mail address.

If you are just browsing our site and are not a registered user, you do not have to accept a cookie and you may still continue utilizing the site. If you are visiting the site to access your confidential account information, you must accept the site’s cookies as they are essential for site administration and security. "

American Express's Cards include:

• The American Express Green Card
• The American Express Gold Card
• The American Express Platinum Card
• The American Express Blue Card
• The American Express® Gold Credit Card

Benefits of an Amex -:

• Travel Accident Insurance
• Online Fraud Guarantee
• Online Account Access
• Purchase Protection: theft or damage
• The APR is 18.9% (for the AMEX blue).
• CASHBACK

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