TIP: Its FREE to apply for a credit card but we suggest that you apply for no more than 3 credit cards as it could affect your credit rating!

Bookmark US! - CONTACT US!

NOTE: Apply online and save money on your phone bill - it should take no more than 2 mins for each card! Get an online decision in 2 mins!

The marbles credit card is regarded as the best credit card in the UK.

The people behind marbles are HFC Bank, who provide credit cards in association with big names like the RSPCA, Wanadoo and lots more - in fact over 2.5 million people in the UK carry an HFC credit card.

If you apply for this card you get 0% per annum on balance transfers for a period of 9 months !

• You need a household income of £5,500pa. to apply for the marbles card.
• You need to be a UK resident.
• There is no annual fee with the marbles card.

The normal marbles APR is: click the link or see the banner to the left! (variable). The Marbles interest rate is FIXED for the life of the balance (on transfers).

Marbles gives you internet delivery insurance and protection against internet retailers. Everything is done online i.e. balance is online, payment is possible online and so is application. They often can give a decision online in 60 seconds!

This card has internet features that allow you to view your statements in realtime online, account summary, request additions cards online, pay your card using switch and many more! This credit card is a mastercard.

The card is based on HOUSEHOLD income so most people can apply by saying yes to most of the questions and get the card!

APPLY Here (TAKES 60 SECONDS)

The MBNA Platinum Plus MasterCard is issued by MBNA Europe Bank Limited. Apply for the MBNA Platinum Plus MasterCard today and not only will you enjoy the wealth of benefits highlighted below, you could save money by transferring the balance from any existing credit or store cards you have or even an outstanding loan. So apply now!

• An outstanding introductory balance transfer rate of just 0 % p.a. - until your statement due date
• See MBNA's website for the latest fantastic low rate.
• Want to see our rates explained? - Click apply now below.
• No annual fee to pay
• MBNA goes further to protect both you and your credit card with MBNA Secure
• Online Banking – Access your account to view your PIN, check your balance and transactions, set up direct debits, carry out balance transfers and much more.  

apply here

Cahoot is one of the UK's leading online banks and since its launch in June 2000, cahoot has become one of the UK's most successful online banks, thanks to its portfolio of innovative market-leading financial products and powerful marketing campaigns.

Cahoot frequently appears at the top of most best-buy tables in the personal finance press with a range of market leading products.

The Cahoot Credit Card was recently a winner of Money£acts best standard rate credit card award for 3 years running, with a competitive APR, up to six weeks interest free credit, free purchase protection, easy balance transfers and regular cashback offers!

• Winner of Money£acts 'Best credit card (standard rate)'.
• Up to six weeks interest free credit.
• Easy balance transfer.
• Free purchase protection .
• Bank online or use our mobile banking and automated telephone services, 24 hours a day.
• Receive personalised account alerts via email and mobile text messaging.
• Use over 700,000 VISA cash machines worldwide
• The latest technology to safeguard your details.
• Secure banking - however you access your accounts.
• Greater security with CHIP and PIN.

Barclaycard Business Cards are the easy way to purchase whatever you need and put you in control of your expenditure. More flexible and convenient than company cheques or petty cash, Barclaycard Business Cards offer you a whole package of services and discounts backed up by outstanding customer support.

• Cheaper and more convenient than company cheques
• Greater control of your business expenditure
• Protects your business purchases
• Simplifies your accounting procedures
• Extensive value-added services and supplier discounts
• Choice of cards to suit your business.

APPLY HERE

The EGG card was launched in 1998 with the purpose of helping customers to understand and manage their money. EGG is 79% owned by the Prudential plc and EGG claims to have 2 million customers (inc. credit cards, loans, insurance).

EGG plc is listed on the London Stock Exchange and is the parent company of a number of companies which make up the Egg group - all which trade under the name 'Egg'.

The Egg credit card is a Visa card.

If you apply for an EGG card you can get the following low interest rates:

• Balance Transfers : 0% interest fixed until 1 October 2006, for applications made from 16 December 2005 to 31 January 2006. 2% handling fee (max. £50)
  
• New Purchases: 0% interest fixed until 1 July 2006, for applications made from 16 December 2005 to 31 January 2006.
  
• Online EGG Money Manager
  
• 15.9% pa variable standard rate

Egg's standard interest rate is 12.3% APR and there is no annual fee!

apply here

Barclaycard is the most popular credit card in the UK. Barclaycard no longer charges an annual membership fee. Instead, customers are charged depending on how they manage their account. This card offers various benefits: the Nectar reward scheme, price promise, extra 1 years free warranty cover and online account managment!

The Barclaycard portfolio consists of the following cards:

• Barclaycard Classic
• Barclaycard Gold
• Barclaycard Platinum
• Barclaycard MasterCard
• Student Barclaycard
• Premiership Barclaycard
• Company Barclaycard
• Company Barclaycard Gold
• Company Barclaycard Purchasing Card
• BTI Corporate Cards
• HM Government Cards

It has a 0% APR on balance transfers until the balance is paid off (but only if you spend a minimum of £50 per month - or 6.9% APR if you don't)!

The American Express (aka AMEX) company was founded in 1850 and is a world leader in financial services. The American Express Blue Card offers many features for applicants.

The American Express portfolio of cards includes the following:

• The American Express Green Card
• The American Express Gold Card
• The American Express Platinum Card
• The American Express Centurion Card
• The American Express Credit Card and the Nectar card
• The American Express Blue Card
• The American Express Small Business Charge Card
• The British Airways American Express Card (see opposite)

The American Express Blue card offers an online fraud guarantee, no annual fee, online account access and upto 2% money back!

The Amex Blue card has a standard APR of 18.9%.

The American Express Nectar card will earn you nectar points whilst the American express BA (British Airways) card will earn you air miles.

Annual Fee: The Blue card has no annual fee and the Gold card also has no annual fee except in the 2nd year where it is £40 but it has a lower annual APR rate.

Maximum Credit Limits:

American Express Blue: £8,000

American Express Gold: £10,000

Minimum income required to get the card: £8,000 per year.

apply here FOR AMEX BLUE

MU Finance have introduced a reward scheme exclusively for MU credit card holders - RedRewards. You could win fantastic Manchester United ‘money can't buy' prizes simply by using your MU credit card.

The Manchester United Credit Card is issued by MBNA Europe Bank Limited.

For every £1 you spend on your MU credit card you'll receive 1 RedPoint. You automatically gain one entry in the monthly RedRewards prize draw for every 50 RedPoints you earn. So spend £100 on your Manchester United credit cardand you'll get 2 entries in the monthly RedRewards prize draw.
Click on the ‘RedRewards' button at the top of this page to see the fantastic prizes you could win on their website.

• An outstanding introductory balance transfer rate of just 0 % p.a. - available for nine months from the date your account is opened. ?
• Typical rate 15.9% APR (variable) .
• Want to see our rates explained? - Click the apply here now button.

APPLY HERE

The Virgin Credit Card is issued by MBNA Europe Bank Limited. Virgin's credit card offer's the following great benefits:

• 0% for 16 months on balance transfers* Rate applies to transfers made in the first 60 days. Handling fee of 2.98% applies.
• 0% for 3 months on card purchases
• Your Virgin Credit Card opens the door to a world of top notch Virgin discounts. Money off holidays, wine, music, DVDs, car insurance... just by paying with your Virgin Credit Card.
• Free 24 hour telephone helpline - 365 days a year, wherever you are in the world.
• Manage your account online or over the phone 24/7
• No annual fee.

apply here

The RSPCA credit card is run by The Beneficial RBS. Beneficial is a trading name of HFC Bank plc. HFC Bank is a member of the Household International Group of Companies.

When you apply and are accepted for an RSPCA Platinum MasterCard, the card issuers, Beneficial, will make an immediate contribution of £15 to the RSPCA. Additionally, the RSPCA will receive 25p for every £100 you spend on your RSPCA Card. If you continue to use your Card throughout the year, a further £1 will be contributed to the RSPCA on each anniversary of the date your Card account was opened.

Benefits of this credit card:

• When your application has been accepted, you will be granted a credit limit of up to £20,000 on your new account.


• As a MasterCard, your RSPCA Platinum MasterCard is accepted at over 28 million outlets and 300,000 cash machines world-wide.
  
• Free Travel Accident Insurance worth up to £250,0004 when you pay with your RSPCA Platinum MasterCard.
  
• No annual fee
  
• Free Purchase Protection
  
• 24 Hour Customer Service
  
• Up to 8 weeks interest-free credit on purchases
  
• Free personalised RSPCA Cheque book - so you can write cheques from your Card account and use your Card as a £100 cheque guarantee card.

This credit card offers 0% per annum for 5 months on purchases and balance transfers and after this time the APR will revert to its normal rate (click below for upto date information.) :

APPLY HERE

Capital One is a top ten credit card issuer in the United States, with 48.6 million world-wide customers, serviced by more than 20,000 employees. In 1996 Capital One launched its first overseas operation in the UK where it currently offers Visa and MasterCard credit cards to UK customers.

Capital One offers a low 0% APR for 6 months and then 11.5% as the long term balance APR variable. The credit limit is up to £25,000.00. Capital One also offer a "No Internet Fraud Liability."

apply here